Tag Archive: Finance

Florida Foreclosure Law Basics – What You Need to Know

Foreclosure is something no one wants to face, but it’s all too common a situation for many Florida families today. As such, I wanted to provide a little bit of information about Florida foreclosures, how they’re structured, and where you might want to look in the unfortunate case you and your family may be facing one.

4 Tax Credits You Need to Know About

It’s no secret that our present economic situation as some here in Winter Haven, FL and across the nation sweating things out a bit – especially if you’ve been hit by job cuts, just recently purchased a new home, welcomed a new baby into the home, or just find things getting a bit tight.

When is a 5.5 Percent Mortgage Rate Really a 3.96 Percent Rate?

IRS Tax Season will soon be upon us! Use this simple guide to find out how much your Winter Have home owner expenses may save you on your taxes.

CS/HB 643 Florida Foreclosure Fraud Protection Law – Protecting Polk County, Florida Homeowners

TweetAs a Lakeland real estate agent, I am always saddened to see good people taken advantage of by those seeking to gain a quick buck.   This holds true in the case of families facing foreclosure who are conned by would be “professionals” professing to hold the one solution available to save their homes. The…

Does Former Fed’s Selection as Chair Mean “Volcker’s Recession” Revisited?

Tweet Florida homeowners fearful of more job losses and a prolonged recession may have something to look forward to.   Maybe. As part of his latest bid to reassure anxious consumers and weary financial markets, President-elect Barack Obama announced this morning that he has chosen former Federal Reserve Chairman Paul Volcker to Chair the President’s…

As of October 2008 – Americans Still Buying Existing Homes at a Modest Clip

TweetThe term Existing Home in real estate speak, refers to a home that’s in “used” condition – a home that cannot be categorized as “new construction.” The steadfast pencil pushers, statisticians, and number crunchers over at the National Association of REALTORS calculate the sum of Existing Homes sold on a monthly basis.   For most…

PCC Winter Haven to Host Nov. 21st Humane Society Adopt-a-Pet Event

TweetPolk Community College’s Student Activities Department – Winter Haven Campus will host the Humane Society’s Adopt-A-Pet event on Nov. 21 from 9 am to1 pm. It will be held on the north side of the Student Center (WST) on the Winter Haven campus. Adopt-A-Pet is open to students, faculty, and the community. If you’d like…

Mortgage Rate Cafe: Today’s Special – Volatility with a side of Volatility

Tweet As global credit markets deteriorated in October, mortgage markets displayed an unnerving amount of volatility. Last week was no different. But, unlike in previous weeks in which rates improved on some days and worsened on others, mortgage rates were mostly higher last week, finishing the month on a surge. The biggest reason why mortgage…

Mortgage Rate Volatility Continues with Fed Meeting, PCE Numbers Report Pending

TweetMortgage markets followed the recurring trading pattern of 2008 last week — volatility, volatility, and more volatility. After opening with a strong performance that drove rates down, late-week fears of a global recession reversed that path.   Mortgage rates ended the week unchanged. This was an unexpected outcome for the week considering that: The dollar…

Simple Real Estate Definitions : Amortization

TweetIn dealing with my customers in and round Winter Haven and other cities here in Polk County, FL – I try to be sure that they all understand the terminology encountered as part of each home loan transaction. This post provides a basic definition of Amortization. In the widest definition possible, amortization (pronounced: am-ohr-tih-ZAY-shun) is…