Comments for Florida Mortgage Blogger http://www.floridamortgageblogger.com Florida Mortgage News, Information, and Insights for Today's Educated Borrowers Thu, 19 Aug 2010 16:44:23 +0000 hourly 1 http://wordpress.org/?v=5899 Comment on What Does It Mean To Escrow Taxes And Insurance? by Carmen Brodeur http://www.floridamortgageblogger.com/2010/08/03/how-escrows-work/comment-page-1/#comment-4837 Carmen Brodeur Thu, 19 Aug 2010 16:44:23 +0000 http://www.floridamortgageblogger.com/?p=3396#comment-4837 I own several homes and have mortgages with and without an escrow of taxes & insurance. The escrow is a nice feature. It is much easier to budget when a little of taxes and insurance is paid every month. I own several homes and have mortgages with and without an escrow of taxes & insurance. The escrow is a nice feature. It is much easier to budget when a little of taxes and insurance is paid every month.

]]> Comment on Come Visit Winter Haven, FL… “The Chain of Lakes” City by Lucy@Seasonal Hotels http://www.floridamortgageblogger.com/2008/11/27/come-visit-winter-haven-fl-the-chain-of-lakes-city/comment-page-1/#comment-4833 Lucy@Seasonal Hotels Tue, 17 Aug 2010 12:10:05 +0000 http://www.floridamortgageblogger.com/?p=454#comment-4833 Nicely written. Water skiing capital of the Earth? I want to try that place someday. Nicely written. Water skiing capital of the Earth? I want to try that place someday.

]]> Comment on What Everybody Ought to Know About Florida Home Appraisals by Chris@Real Estate in Palmdale http://www.floridamortgageblogger.com/2009/02/03/what-everybody-ought-to-know-about-florida-home-appraisals/comment-page-1/#comment-4809 Chris@Real Estate in Palmdale Fri, 13 Aug 2010 00:40:11 +0000 http://www.floridamortgageblogger.com/?p=710#comment-4809 Great article Kevin. We work very closely with our appraisers (not too closely) and we've built a pretty good relationship over the years. We know what to expect from one another. It wasn't always that way though. Great article Kevin. We work very closely with our appraisers (not too closely) and we’ve built a pretty good relationship over the years. We know what to expect from one another. It wasn’t always that way though.

]]> Comment on Tampa, Florida Home Price Index Shows Prices Near Record Lows by Real Estate Training http://www.floridamortgageblogger.com/2009/01/21/tampa-florida-home-price-index-shows-prices-near-record-lows/comment-page-1/#comment-4808 Real Estate Training Thu, 12 Aug 2010 21:37:48 +0000 http://www.floridamortgageblogger.com/?p=1188#comment-4808 Sad new for current home owners but good for a new home buyers. I think it is a great time to buy. Sad new for current home owners but good for a new home buyers. I think it is a great time to buy.

]]> Comment on What’s Ahead For Mortgage Rates This Week : August 9, 2010 by James@Financial Advisers in Chester http://www.floridamortgageblogger.com/2010/08/08/mortgage-rates-week-ahead-aug-09-2010/comment-page-1/#comment-4801 James@Financial Advisers in Chester Tue, 10 Aug 2010 13:01:02 +0000 http://www.floridamortgageblogger.com/?p=3403#comment-4801 Interesting points. Here in Chester we have been watching the Bank of England for any hint on interest rate movements. We have been seeing inflation return with some vigor. Whichever inflation index you consider, the rates are higher than the normally acceptable levels. However the Bank of England does seem to be torn between raising rates to see off inflation and risking killing off the recovery. With a new government committed to reducing our budget deficit with a program of extensive expenditure cuts, there is much fear of a double dip recession in the UK. It is this sentiment that appears to be holding off an interest rate rise. Interesting points. Here in Chester we have been watching the Bank of England for any hint on interest rate movements. We have been seeing inflation return with some vigor. Whichever inflation index you consider, the rates are higher than the normally acceptable levels. However the Bank of England does seem to be torn between raising rates to see off inflation and risking killing off the recovery. With a new government committed to reducing our budget deficit with a program of extensive expenditure cuts, there is much fear of a double dip recession in the UK. It is this sentiment that appears to be holding off an interest rate rise.

]]> Comment on Florida Mortgage Update: Housing Starts Down, but Market Still Looking Up by Chris@miami builders http://www.floridamortgageblogger.com/2009/09/18/florida-mortgage-update-housing-starts-market/comment-page-1/#comment-4754 Chris@miami builders Thu, 29 Jul 2010 05:40:15 +0000 http://www.floridamortgageblogger.com/?p=2559#comment-4754 That is pretty interesting. Thanks for some of the posts. I think they were informative. Its great to have sites with information instead of mostly garbage. Spreading knowledge can be a useful tool and can be highly beneficial. Regards, Julie That is pretty interesting. Thanks for some of the posts. I think they were informative. Its great to have sites with information instead of mostly garbage. Spreading knowledge can be a useful tool and can be highly beneficial. Regards, Julie

]]> Comment on Existing Home Sales Drop In June But Hint At Higher Price Tier Support by Susan@Palmdale homes for sale http://www.floridamortgageblogger.com/2010/07/23/existing-home-sales-june-2010/comment-page-1/#comment-4736 Susan@Palmdale homes for sale Sun, 25 Jul 2010 02:14:56 +0000 http://www.floridamortgageblogger.com/?p=3379#comment-4736 With more homes coming on the market and the interest rates lower than they have been in a long time, this is a great opportunity for people to buy a home who could have never afforded one in 2006. There's still a lot of talk about more short sales coming on the market and if prices continue to lower, that might happen, but I really hope it doesn't. With more homes coming on the market and the interest rates lower than they have been in a long time, this is a great opportunity for people to buy a home who could have never afforded one in 2006.

There’s still a lot of talk about more short sales coming on the market and if prices continue to lower, that might happen, but I really hope it doesn’t.

]]> Comment on Existing Home Sales Drop In June But Hint At Higher Price Tier Support by Larry Fleckinger http://www.floridamortgageblogger.com/2010/07/23/existing-home-sales-june-2010/comment-page-1/#comment-4735 Larry Fleckinger Sat, 24 Jul 2010 09:03:42 +0000 http://www.floridamortgageblogger.com/?p=3379#comment-4735 I am worried about all the shadow foreclosures and short sales that keep coming on the market here in Brevard County FL. I am worried about all the shadow foreclosures and short sales that keep coming on the market here in Brevard County FL.

]]> Comment on Why Getting a Florida Mortgage May Have Just Become More Difficult by Cathy http://www.floridamortgageblogger.com/2009/11/12/florida-mortgage-difficult/comment-page-1/#comment-4734 Cathy Fri, 23 Jul 2010 14:51:03 +0000 http://www.floridamortgageblogger.com/?p=2746#comment-4734 As a Florida mortgage broker I speak to people all day long about real estate. Recently I've noticed that many of the long time optimists have given up. You know the old saying about it being darkest before the dawn? I say that the sun is on the way. My intuition may be a bit questionable, but there is some common sense at work here as well. The markets are driven by psychology. Prices are always highest at the peak of demand - and high demand always sustains an inflated sense of value. Prices are lowest when demand is the least - and when demand is down sellers lose their belief in value. By the time that everyone is perceiving value in Florida real estate again the prices will be far less accommodating. Time will tell... As a Florida mortgage broker I speak to people all day long about real estate. Recently I’ve noticed that many of the long time optimists have given up. You know the old saying about it being darkest before the dawn? I say that the sun is on the way. My intuition may be a bit questionable, but there is some common sense at work here as well. The markets are driven by psychology. Prices are always highest at the peak of demand – and high demand always sustains an inflated sense of value. Prices are lowest when demand is the least – and when demand is down sellers lose their belief in value. By the time that everyone is perceiving value in Florida real estate again the prices will be far less accommodating. Time will tell…

]]> Comment on Relocating to Lakeland, Florida? Calculate Your Cost of Living Expenses Today by Frank@Personalised Party Banners http://www.floridamortgageblogger.com/2009/06/18/relocating-lakeland-florida-calculate-cost-living-expenses-today/comment-page-1/#comment-4732 Frank@Personalised Party Banners Wed, 21 Jul 2010 13:27:57 +0000 http://www.floridamortgageblogger.com/?p=2327#comment-4732 I'm moving to Florida soon and this information has really helped me, thanks a lot. I’m moving to Florida soon and this information has really helped me, thanks a lot.

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